testing for tobacco use for life insurance Companies and Smoking Status Impact on Insurance Premiums Life Insurance for Smokers |
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In fact, the smoking rate was higher among those with more years of education in 1940, before the health effects of smoking became widely known and before the industry started targeting low-income individuals

Nemeth JM, Liu ST, Ferketich AK, Kwan MP, Wewers ME

Alfonsi is a "60 Minutes" investigative correspondent
